CreditLake Home Loan
CreditLake Home Loan
Home Loan
A housing Loan is a stepping stone in realizing your dream home. CREDITLAKE FINANCIAL SERVICES PRIVATE LIMITED offers a wide variety of home loans which will fulfil your needs at one of the lowest interest rates available. Our home loans cater to all types of customer base viz., salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility.
Features
- Low Interest Rates
- Low Processing Fee
- No Hidden Charges
- No Pre Payment Penalty
- 20% higher home loan eligibility
- Interest charges on Daily Reducing Balance
- Repayment up to 30 years
- Interest Concession for Women Borrowers
Eligibility
- Resident Type: Resident Indian
- Minimum Age: 21 years
- Maximum Age: 45 years, to apply for a loan, and up to age of 70 years for repayment
- Loan Tenure: up to 30 years.
Interest Rates & Fees
Give us a call back request by filling details in the contact form, our customer care will call you in your free time.
Documents Required
List of papers/ documents applicable to all applicants:
- Employer Identity Card
- Loan Application: Completed loan application form duly filled with 3 Passport size photographs
- Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
- Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card
Property Papers:
- Permission for construction (where applicable)
- Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
- Occupancy Certificate (in case of ready to move property)
- Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, property tax receipt
- Approved Plan copy (Xerox Blueprint) & Registered Development agreement of the builder, Conveyance Deed (For New Property)
- Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
Account Statement:
- Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
- If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:
- Salary Slip or Salary Certificate of last 3 months
- Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.
