CreditLake Gold Loan
CreditLake Gold Loan
Gold Loan
Gold Loan
Gold Loan is a platform where you can receive free gold and payback it with interest. Use your gold to buy any item on our platform (we offer a wide selection of items). Then we will send you the item and keep the gold. After that it’s up to you! Gold Loans is a business that helps customers with their financial goals. We offer short term cash advances and IOUs for gold, silver, and other precious metals.
Features
- Low Interest Rates
- Low Processing Fee
- No Hidden Charges
- No Pre Payment Penalty
- 20% higher home loan eligibility
- Interest charges on Daily Reducing Balance
- Repayment up to 30 years
- Interest Concession for Women Borrowers
Eligibility
- Resident Type: Resident Indian
- Minimum Age: 21 years
- Maximum Age: 45 years, to apply for a loan, and up to age of 70 years for repayment
- Loan Tenure: up to 30 years.
Interest Rates & Fees
Give us a call back request by filling details in the contact form, our customer care will call you in your free time.
Documents Required
List of papers/ documents applicable to all applicants:
- Employer Identity Card
- Loan Application: Completed loan application form duly filled with 3 Passport size photographs
- Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
- Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card
Property Papers:
- Permission for construction (where applicable)
- Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
- Occupancy Certificate (in case of ready to move property)
- Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, property tax receipt
- Approved Plan copy (Xerox Blueprint) & Registered Development agreement of the builder, Conveyance Deed (For New Property)
- Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
Account Statement:
- Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
- If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:
- Salary Slip or Salary Certificate of last 3 months
- Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.
